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National Insurance CommissionNationalInsuranceCommission

Consumer Protection

Consumer protection

Insurance is a promise to pay when something goes wrong. The Commission works to make sure that promise can be trusted — supervising insurers so they remain sound, and standing behind policyholders when something isn’t put right. Start here.

File a complaint

If an insurer or intermediary hasn't resolved your issue, the Commission can step in. Find out how to lodge a complaint and what to include.

Verify a licensed entity

Check that a company or agent is licensed and in good standing before you do business with them.

Know your rights & education

Understand how insurance works, what you're entitled to as a policyholder, and what to check before you buy.

Types of insurance

An overview of the main classes of life and non-life insurance available in Ghana.

Frequently asked questions

Quick answers on licensing, motor insurance, claims and complaints.

Common insurance terms

Plain-language definitions of the terms you are most likely to encounter in a policy document — from excess and indemnity to utmost good faith.